Empower Your Family With the UAE’s First Multi-Card Savings Tool

Manage, monitor, and save your way to a bright financial future

What you’ll get with MALY’s multiple visa cards option
Provide your family with multiple personalized Visa cards
Dedicate your cards to special purposes, from groceries and holidays to online subscriptions
Become a multiple Visa card pioneer in the UAE
Empower your family’s finances, while retaining cardholder control through one account

Choose from virtual or physical card options
Set automated savings to encourage responsible habits
Be among the first
in the UAE

With Maly, you’ll be one of the first people in the UAE to have multiple Visa cards for you and your family, all linked to one account.

Empower your family’s finances without setting up a new bank account:

  • No paperwork
  • No lengthy procedures
  • No fuss

Just the latest in digital banking technology to simplify your family’s financial management.

Provide your
family with multiple personalized Visa cards

Sharing financial know-how is one of the most valuable lessons you can teach.

Put MALY’s prepaid cards in the names of your loved ones and give them all the tools of a checking account.

They’ll learn about cash management and savings, while you ensure their financial security.

Different cards for different needs

MALY means ‘My Money’ in Arabic, and you can use your Visa cards whichever way you want:

  • Use safely it during travel
  • Pay for groceries, shopping or school
  • Save toward a holiday or special occasion
  • Keep money in card as a rainy day fund

Your finance, done your way.

Give cards, keep control

A new Visa card is a fine tool, but you may want to keep a watchful eye over it.

With cardholder control, you’ll be able to set spending limits and transfer money (for free) between cards.

You can also view card balances, see where they’ve been spending, and even get alerts for all Visa card transactions.

Think of it as a current account with water wings: stay afloat while navigating the world of responsible spending!

Your Visa cards, your way

When we say multiple Visa cards, we actually mean unlimited.

Choose from virtual cards for online banking or physical ATM cards for store use and cash withdrawals.

Each one will have a separate PIN (if you want it to) and unique card details

However many cards you have, you can see all of them on your dashboard in the MALY app.

Get your Visa card in seconds

Remember the days of waiting for your new Visa card to arrive in the mail? Forget all that! Maly’s virtual cards appear in your account instantly. Just enter some simple contact info, then enter your secure SMS code to verify your identity. Your card’s now ready for you to use it however you want.

  • All our cards are approved Visa cards
  • We are committed to protecting your personal data, which is secured through the UAE banking system
  • The MALY app meets strict Apple Store, Google Play, and AppGallery regulatory requirements
FAQs
How do I set up a Maly Visa card?

Maly’s setup process is quick and straightforward. Simply provide the necessary personal details, and you can have your personalized multiple Visa card, complete with a unique card number and PIN, ready within moments.

How does Maly ensure financial security for its users?

Maly operates under the regulations of the Retail Payment Services and Card Scheme (RPSCS) via Nymcard Payment Services LLC, which is licensed by the Central Bank of UAE, one of the largest financial institutions in the GCC region.

Your funds are safeguarded, and transactions are conducted with the highest levels of encryption to protect your sensitive information.

Can I transfer funds between different Maly visa cards?

Absolutely. MALY’s intuitive interface allows for fluid fund transfers between various cards. Whether you want to switch over a few dirhams or conduct a full balance transfer, you can easily distribute your money however you wish, free of charge.

Where is my money saved?

Your money is safely and securely stored in your MALY Card, issued by Mashreqbank PSC via NymCard Payment Services LLC pursuant to a licence from Visa. Visa is a registered trademark of Visa Inc. Nymcard Payment Services LLC is licensed by the Central Bank of UAE under the Retail Payment Services and Card Scheme (RPSCS) Regulation.

Is there a minimum balance that I must have on my Maly Visa cards?

No, but there is a minimum of 10 AED for direct deposits onto the card.

Which fees are associated with Maly’s Visa cards?

Most of Maly’s services are completely free, however, there are some unavoidable limits and fees which you can view on our fees page.

MALY aims to provide a hassle-free financial experience, which is why fees are always kept to a minimum.

Are there any foreign transaction fees associated with Maly’s Visa cards?

Maly does not charge fees for foreign transactions, however external providers may impose some charges so it’s always a good idea to check out their terms and conditions.

What are the benefits of using Maly’s multiple Visa cards for personal finance management?

Maly’s multiple Visa cards facilitate efficient budgeting, autosaving, cashback rewards, and convenient point-of-sale transactions (POS), empowering users to manage their finances with ease and control.