ONE APP
FOR ALL YOUR MONEY MOVES

Spend, track, save, and grow –
smarter & faster with Maly

Available on PlayStore, App Store and Huawei AppGallery

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As featured on
your personal money hub

Packed with features for all your money needs

MEET LUNA, YOUR 24/7 MONEY SIDEKICK

Need financial advice? Your AI guide Luna’s got your back, anytime, anywhere!
GIFT TOGETHER, CELEBRATE TOGETHER
Gather money, share, and celebrate. Group gifting made easy – no more awkward IOUs!
GROUP SPENDING SORTED
Say goodbye to complicated splits, PayHive keeps it easy with one card for all group spends.
YOUR ONE-STOP MARKETPLACE
Gift cards, crypto vouchers, and international mobile top-ups – all from Maly Bazaar.
GET STARTED IN 3 EASY STEPS
Download
& Sign Up
Sign up in minutes – all you need is your Emirates ID.
Link Your
Banks* and track

Connect your bank to track your spends and automate your savings.
Start Spending
& Saving Smarter
Spend, budget, gift, and grow your money with Maly.
Maly never views or stores your login details—we use regulated third-party providers for secure, read-only access to your financial data.
MORE REASONS TO LOVE MALY
Safe and Secure, Every Step
We’ve got top-level encryption. Your money is safe, and your data is yours.
Always there
for you
24/7 support via chat. Get
help anytime, right in the app.
No Hidden
Fees, Ever
What you see is what you get. No surprises, just transparency.
safety and security

We use best-in-class security and compliance practices to keep your money safe and personal data private.

Receive instant notifications for every transaction, keeping you in the know at all times.

Access the app securely with Face ID, fingerprint, or PIN, and freeze your card instantly whenever you need.

FAQs
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What is Maly’s financial assistant and how can it help me?

Maly’s Financial Assistant is your personalized AI mentor within the Maly money management platform. It analyzes your spending habits and provides intelligent, actionable advice to reach your financial goals. Got a big vacation on the horizon? Maly will recommend the best budgeting feature for you. Looking for a bargain? MALY will direct you to the best deals on MALY Bazaar [coming soon].The more you interact, the better it learns your needs and tailors its guidance.

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What is MalyGPT and how can it help me?

MalyGPT is a separate tool within Maly’s FinAI ecosystem. It’s a generative AI tool that speaks to you like a human to answer your financial questions.

Ask MalyGPT anything money-related, from budgeting basics to complex financial concepts, and get an instant smart answer at your fingertips.

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How can I use Maly's multi-card system?

Maly goes beyond a single Visa debit card.

Design custom cards for different purposes, such as a "Vacation Fund" for your dream trip, a "Spending Card" with a pre-loaded amount for a family member, or a separate card for daily essentials.

This flexibility empowers you to manage your finances precisely and keep your budgeting on track.

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How does Maly help me manage and grow my money?

Maly's innovative round-up and auto funding features helps you afford the finer things in life by rounding up purchases to build toward the desired amount and make automated deposits to your Maly cards. The power of incremental round-ups means you’ll barely notice as your fund accumulates.

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Is my money safe with Maly?

Security is paramount at Maly. Your funds are protected by Visa's security systems, backed by a reliable insurance scheme. Maly uses a robust security infrastructure and adheres to the strictest app store regulations to safeguard your personal information.

You can focus on achieving your financial goals with complete peace of mind.